Short-term health insurance is designed for people who have no medical insurance and are seeking affordable coverage. This type of health insurance allows insureds to seek treatment from any doctor or hospital, and there are no pre-approvals required before treatment is given. Policies can be purchased for periods up to 1 year and typically have $1 to $2 million in coverage. The application process is simple with only a few qualifying questions to answer. Coverage can begin as early as the next day, and the plans can be designed to meet the individual's needs and budget.Temporary Health Insurance may benefit people who are:
- Recent college graduates
- Between jobs or laid off
- Losing dependent status (at 18 if not enrolled in school, and at 24 if enrolled in full-time school)
- Waiting for employer-sponsored coverage
- Looking for a lower-cost alternative to COBRA
- Recently retired and not eligible for Medicare
- Recently discharged from the military
- On strike
- Without insurance for another reason
